It is true that you are unlikely to be struck by lightning in the UK. But it may come as a suprise to know that around one-third of all insurance payments made by UK households insurers are compensation for damage caused by lightning strikes. Most of the damage is not caused by direct strikes, but by the effects of more distant strikes. These produce voltage surges, most often on the mains electricity supplies, but also sometimes in telephone lines and other long cables. (Taken from “When lightning strikes” by Jim O’Conner in ELectrical Engineering magazine, September 2005, page 27,http://www.connectingindustry.com)
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